Proven expertise to drive improved performance


Leadership Team

Our leadership team is committed to enabling our Mutual clients to utilize data and analytics to serve their customers better and improve business performance. With our experience in actually running insurance organizations, we partner with our clients to build and implement practical solutions, not create ivory tower theories. We believe that the Mutual industry has an incredibly bright future and take pride in our commitment to helping the industry thrive with new and innovative uses of data and analytics.       

Mutual Capital Analytics has a seasoned staff, well-versed in property and casualty insurance. We think our industry knowledge and nimble thinking make us well-positioned to listen closely to your company’s challenges and goals to help develop a recipe for lasting success.



Our Team

Kevin Finn

President and CEO



Ray Sprague




Jessica Butler_headshot8001

Jess Butler

Chief Operating Officer


Tom Torcia Mutual Capital Analytics

Tom Torcia

Chief Analytics Officer


“How well insurers resolve the “synthesis challenge” – interjecting technology, talent and business models into change-resistant legacy environments – may be the biggest success factor for the industry in the next decade.”

Deloitte 2020 Insurance Outlook



The Pennsylvania Association of Mutual Insurance Companies (PAMIC) is a trade association that has proudly represented the Mutual Insurance Industry since 1907.

Our membership comprises some of the most historic companies in the industry, along with new companies who are thriving under the same model.

For more than 120 years NAMIC has been serving in the best interests of mutual insurance companies – large and small – across the United States as well as in Canada. NAMIC membership includes more than 1,400 member companies. The association supports regional and local mutual insurance companies on main streets across America along with many of the country’s largest national insurers. NAMIC member companies write $268 billion in annual premiums and together account for 59 percent of homeowners, 46 percent of automobile, and 29 percent of the business insurance markets.

The Wisconsin Association of Mutual Insurance Companies (WAMIC) is a trade association representing 60 mutual insurers who are based and write in Wisconsin. Most WAMIC member mutual insurance companies were founded in the late 19th century. At that time, large insurance companies would not offer insurance in rural areas, and much of Wisconsin was very rural then. Citizens of smaller communities throughout the state organized their own insurance companies for their mutual protection.


Mutual Capital Analytics
76 Batterson Park Rd.
Suite 101
Farmington, CT 06032

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Proven expertise to drive improved performance

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