Where actuarial rigor meets strategic business management
We provide traditional actuarial solutions such as rate indications, filing support, reserve reviews, and modeling of loss drivers, but we treat those as a starting point.
The MCA Difference
We start by listening
We seek to understand how your business and marketplace is unique. This helps us improve the accuracy of our actuarial projections.
We analyze drivers and trends
We deliver holistic, practical solutions
We help your team implement, monitor, and adjust
Dynamic Actuarial Rate Support
We start with an assessment of your products and local marketplace and then look to identify underlying trends in your data. We bring these findings together with actuarial calculations to determine the rate need on your book. By adding transparency to the actuarial process, we formulate recommendations around rate and non-rate solutions, providing your business with the options to deliver long term success. Instead of a one-dimensional solution, MCA rate support services can help you achieve the rate adequacy needed while also improving your mix of business.
Business Actuarial Services
Take Loss Ratio Forecasting, for example. MCA will drill into your loss results to assess the drivers of trends and understand the business and market impacts. We will project loss ratios forward so you can understand the trajectory of your business results, walk you through key assumptions, and discuss a range of outcomes. The strategies we develop will help improve your business performance, either through rate changes or other adjustments such as underwriting rules, comparative rater filters, or billing requirements. MCA will closely partner with you to implement and monitor the outcomes of those changes.