Solutions

MCA Partnership Approach

Proven expertise to drive improved performance

Proven solutions

Improved Performance

We are driven to help our clients improve their loss ratios, growth opportunities and expense efficiencies. Based on our experiences with different businesses, we believe that our clients will be able to realize a 2 to 3 times return on their investment in data and analytics through improved performance.

Customized Solutions

Pricing segmentation

Utilizing predictive modeling, introduce supplemental factors, both from internal and external data sources, to drive greater precision into the rating or underwriting process.

Benefits:

Premium growth

Improved loss ratio
Avoid adverse selection

Straight through processing

In order to maintain preferred status with highly partnered agents, utilize analytics to rationalize underwriting questions as well as increase business that can be bound without an underwriter referral.

Benefits:

Agent’s ease of doing business
Expense efficiencies
Premium growth

Rate and retention optimization

Create a highly segmented approach based on predicted loss ratios to optimize profitable growth by maintaining high retention on best performing risks and addressing through rate and/or underwriting action on poorest performing risks.

Benefits:

Premium growth with improved retention
Improved loss ratio

Renewal retention improvement

Utilizing advanced analytics, predict the likelihood of a policyholder to renew with our client and create actionable insight to proactively address policyholders that are likely to move carriers.

Benefits:

Premium growth with improved retention
Improved loss ratio

Commission optimization

Engage top agency partners to drive profitable growth by rewarding them for attracting new and maintaining profitable existing clients.

Benefits:

Premium growth
Expense efficiency
State and product expansion

Agency & Product expansion

Deploy predictive models to project the likelihood for new agents to place profitable business with our clients as they expand either their geographic footprint or product offerings.

Benefits:

Premium growth
State and product expansion

Analytics in property casualty insurance companies

75% had analytics support top line growth

Industry

Association

The Pennsylvania Association of Mutual Insurance Companies (PAMIC) is a trade association that has proudly represented the Mutual Insurance Industry since 1907.

Our membership comprises some of the most historic companies in the industry, along with new companies who are thriving under the same model.

For more than 120 years NAMIC has been serving in the best interests of mutual insurance companies – large and small – across the United States as well as in Canada. NAMIC membership includes more than 1,400 member companies. The association supports regional and local mutual insurance companies on main streets across America along with many of the country’s largest national insurers. NAMIC member companies write $268 billion in annual premiums and together account for 59 percent of homeowners, 46 percent of automobile, and 29 percent of the business insurance markets.

Office

Mutual Capital Analytics
Mezzanine
20 Church Street
Hartford, CT 06103

Call Us

813-445-5295

How can we help you?

Proven expertise to drive improved performance

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